I am here for you
Buying a home is one of the largest financial transactions you will make in your life, so there are many important questions to consider when purchasing a home. My clients can tell you that I go beyond the transaction, and will be there with you every step of the way of your home journey. Trust the experience of a CENTURY 21® REALTOR® to help you find your dream home.
I am here for you
Buying a home is one of the largest financial transactions you will make in your life, so there are many important questions to consider when purchasing a home. My clients can tell you that I go beyond the transaction, and will be there with you every step of the way of your home journey. Trust the experience of a CENTURY 21® REALTOR® to help you find your dream home.
What You Get Working With Me
When you sit down with me to discuss buying, I enhance your search strategy by helping you uncover what you may not have considered. Whether it's schools, lifestyle, or the investment value of the property. Using my property search process, you will be able to find the home that best meets your needs. Finally, with my knowledge of the market, real estate expertise and negotiating skills, I will help you get the best possible deal, and handle all the critical details.
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HOME BUYER'S GLOSSARY
AMORTIZATION SCHEDULE
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
Equity
The process of determining the market value of a property.
Mortgage
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final.
Collateral
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
Term
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms available are; 6 Month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
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Take the next step in your journey
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:
CENTURY 21 Atria Realty Inc. Brokerage
INFO & SERVICES
1550 Sixteenth Avenue 200, Building C South, Richmond Hill, ON L4B3K9
(416) 831-3225
caryn.parchment@century21.ca
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The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system. The trademarks REALTOR ® , REALTORS ® and the REALTOR ® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license. This listing content provided by REALTOR.ca has been licensed by REALTOR® members of The Canadian Real Estate Association. Not intended to solicit properties currently listed for sale or buyers under contract.
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